Investment Advice in Saudi Arabia
Independent investment advice for expats in Saudi Arabia. Global, diversified, risk-matched portfolios — built to travel with you.
Independent investment advice for expats in Saudi Arabia. Global, diversified, risk-matched portfolios — built to travel with you.
Zero income tax makes Saudi Arabia one of the world's best places to build wealth. The difference between saving and investing over a decade here is life-changing — we help you capture it.
Diversified portfolios across thousands of companies, dozens of countries and every major asset class — not bets on single stocks.
Your portfolio is built around your goals, timeline and sleep-at-night threshold, then rebalanced as markets move.
Automated monthly investing from salary, smart deployment of accumulated cash, and a plan for bonuses and EOSB.
Portfolios aligned to the currency of your future, not just the dollars of your present.
We prioritise liquid, transparent, portable structures — and we'll show you every fee before you commit.
Interested in Tadawul or GCC exposure? We'll position it sensibly as part of a global strategy.
We start with your goals and what your money needs to do — investing follows planning, never the reverse.
A written proposal: allocation, costs, currencies and expected ranges of outcomes, in plain English.
Accounts opened, transfers handled, monthly investing automated — we do the heavy lifting.
Regular reviews keep your risk level honest and your strategy aligned as life evolves.
Only Plans provides independent investment advice for expats in Riyadh and across Saudi Arabia. Portfolios are diversified, globally invested and matched to your goals and risk profile, with a free initial consultation to get started.
Yes — and thanks to zero personal income tax, Saudi Arabia is one of the best places in the world to do it. Expats typically invest through international platforms alongside local options; recent reforms have also opened the Saudi Exchange (Tadawul) to foreign investors.
Less than most people think. Regular monthly investing from a few hundred dollars is often more powerful than waiting to build a big lump sum, because you start compounding immediately and average into markets over time.
Cash feels safe, but over years it quietly loses purchasing power to inflation and concentrates your currency risk. Cash is for emergencies and short-term goals; long-term wealth needs to be invested.
A properly structured expat portfolio is portable — it moves with you if you relocate to another country, return home or retire abroad. Portability is one of the first things we design for.
No. The riyal is pegged to the US dollar, and most expat portfolios are built in major global currencies. We align your investments to the currency you'll actually spend in retirement — a step many expats miss.
A free 30-minute consultation is all it takes to find out where you stand and what to do next.